For 3rd party or alternative high risk or low risk credit/debit card processor other than PayPal, CCBill, 2CO, epassporte and etc which are giving you problems and bad service, you should check out crystal payments processor as a 3rd party or alternative credit card processor. They are able to process Visa, MasterCard credit/debit card transactions worldwide, Western Union, Moneygram and E-Cheques (ACH) for any business. I get regular payouts, monitors fraud, chargebacks and no complaints.